pay nrma greenslip. Mobile examiners are authorised in the same way as regular safety check providers, and submit your inspection report electronically to Transport for NSW. pay nrma greenslip

 
 Mobile examiners are authorised in the same way as regular safety check providers, and submit your inspection report electronically to Transport for NSWpay nrma greenslip  They pay compensation for injuries or death caused by a car accident

For any other payment processing information, call us on 132 132. Compulsory third party (CTP) / Green Slip / MAI insurance. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. NRMA Insurance is part of the Insurance Australia Group. Declare your exemption or call us on 132 132. Read a full analysis of. For property insured in SA, WA and the NT. Share your form with others. Insurance Type: Third Party, Fire and Theft; Plan covers drivers under 25: No; Claim Made: No; Car Model: Holden Commodore VE;Access your online account. Register in 3 simple steps or sign in with your email or mobile number. CTP green slip; Third party fire and theft; Third party property damage; Get a quote. The CTP insurer's policy number 7. What to do if. Payments made via Post BillPay at Australia Post may take up to 5 business days. . Learn more about what a greenslip is, what it covers and how to acquire one. 50-$166*. The NSW Government is reforming the CTP Green Slip scheme to better support people injured on our roads and to reduce the cost of Green Slips for vehicle owners. At 55 years of age with an ordinary sedan car, no convictions, no accidents and maximum no claims bonus I usually get a fairly good price from most insurers but NRMA is ALWAYS a total outlier. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Before engaging the RMS in the registration process, you need to obtain a compulsory third party (CTP) green slip from an insurer. Find more information on other CTP green slip insurers: Allianz, GIO, NRMA Insurance, QBE and Youi. ma/greenslip-refundPublished 07/07/2017 03. The NRMA is urging all NSW motorists to check their eligibility for a CTP Green Slip refund, with figures released in August showing 700,000 policyholders yet to claim $29 million in refunds. Gold members. The Green Slip Check is a quick and easy way to get a CTP Green Slip quote. Like Comprehensive Car Insurance, it covers your car for incidents like storms, theft and accident damage. Caravan. Get a quote online today for your car, home, travel or business. If you pay online, by phone or at a GIO Agency, your payment will reach the TfNSW within one hour. Handy tips for filling out Green slip refund nrma renewal online. If you are injured in an accident while driving or riding a NSW registered vehicle interstate, CTP cover for your injuries depends on the law of the State or Territory where. You can get a quote online with GIO quickly and easily, and pay for it online. . Type text, add images, blackout confidential details, add comments, highlights and more. Discover the future of sustainable mobility with NRMA's Electric Vehicle Hub. This compares to an average annual premium of: $890 for an adult driver aged 45–65. Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. 5 tonnes, or. Once completed you'll be given a receipt number for as a reference. Log in to your account to pay with. I was wondering if anyone can advise on the best insurers for green slip in NSW FOR a winnebago 1998 4. been registered by a. au. Drivers. A more detailed comparison of QBE and QBE greenslip is on the Compare page. CTP insurance (known as a Green Slip in New South Wales) covers the cost of third party compensation claims, if you, or anyone driving your car, causes an accident in which someone else is injured. 5 tonnes, motorbikes or trailers. It does not provide any cover for the vehicle itself, or any other. NRMA Insurance is part of the Insurance Australia Group. In most states it’s included in your registration, however in NSW, drivers are required to have a policy in place. Car; Green Slip;. Canstar is now Australia’s biggest financial comparison site*, comparing more brands than any other. Online Quotes – 24/7. In addition to 12-month renewal, you can buy a greenslip and renew registration for 6 months for cars, light trucks (most light vehicles up to 4. 5 tonnes). Choose how you pay. The scheme is governed by The State. Don't let your CTP Green Slip refund go unclaimed: mynr. ma/greenslip-refund* National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Paying annually is cheaper than paying by the month. Compulsory third party (CTP) insurance – called a green slip in NSW – is compulsory in Australia. For available payment options and services, please refer to your local branch. This means you need to purchase it before you register the vehicle. You can compare CTP quotes using the green slip calculator. Service NSW will check your pensioner status. A new safety net will allow all injured. With Comprehensive Insurance, NRMA Insurance pay for a hire car if your car’s stolen or it can’t be driven because of an accident that’s not your fault. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Your car’s covered if NRMA Insurance agree it was the other driver's fault and you have their name, address and rego number. When renewing your registration, it is advisable to compare CTP prices again instead of simply renewing with your current insurer. If it’s been more than 21 days since your registration was due, you can only choose the 12 month period, unless there are ‘extenuating circumstances’ for us to accept the late payment. membership (roadside assistance and My NRMA benefits) from your computer, smartphone or tablet. Select Policy documents from the top dashboard. At its heart CTP greenslip in NSW protects you against claims from others arising from injury or death as a result of an accident. You can pay for your CTP Green Slip: Online; By calling us on 131 144; At your local branch; By post (complete the payment slip on your policy certificate and send it to NRMA Insurance, Reply Paid 9871, Sydney NSW 2000) Renewal payments can also be made at your local post office A Green Slip covers costs like medical treatment and lost income for people who need it after they’re injured in a road accident. 8 out of 5 stars from 1,403 genuine reviews on Australia's largest opinion site ProductReview. A truck green slip is classified under commercial vehicles weighing 4. Stay 4 nights and pay for 3. And this year, they are asking for a premium of $530. To pay for your Green Slip more than 3 months after your registration's due, first you need to get an 'original registration' from your nearest branch. You can usually choose a 6-month term as long as you pay for the CTP. NRMA Insurance is part of the Insurance Australia Group. The average premium for. We're available 24 hours a day, 7 days a week. Request roadside assistance. These are the insurers licensed to provide Green Slips in NSW. Unless you opt out, of paper communications, Transport for NSW will send paper renewal notices six weeks before the rego is due so make sure your address is up to date. When you buy your greenslip, you must usually advise the age of the youngest driver of your vehicle. Pay a missed instalment; Request a payment extension; Change the date of a monthly instalment. You'll need your credit card details and policy information on hand when you call. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Manage your vehicle details. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. There is more than one Membership associated with the mobile number entered. We would like to show you a description here but the site won’t allow us. 1800 634 686. Factors that may affect the price of your Green Slip include: driving record,. If the Greenslip was not paid this is an issue for you. These are AAMI, Allianz, GIO, NRMA Insurance, QBE and Youi. Quote / purchase online: Yes: At-Fault Driver Cover: Driver Protection Cover available with NRMA Insurance green slip – Number of benefits 16 – Maximum benefit. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Pensioner Travel Vouchers. Third parties who could claim against you include your passengers and other road users such as pedestrians. Petition Victory Signatories: 41,986 9 September 2015 Success!!! Emma Darcy Werrington Downs, Australia 10 Sep 2015 — For anyone that has not heard the amazing news either fom aca or facebook, Layton and his family have been offered a package to help Layton with his care for now and the future. However, the company can trace its origins back to 1998 through its sister company, OUTsurance. If your car’s stolen, we’ll pay up to $75 a day for a hire car. To renew your membership online, visit NRMA * or renew using BPAY. Click the green arrow with the inscription Next to move from field to field. GPO Sydney NSW 2001. Caravan insurance. Step 2: Navigate to your documents - this is where you'll find a digital copy of all your renewal statements. The Independent Review Office manages complaints about insurers. Explore our range of electric vehicle charging solutions, tips, reviews and expert advice for a greener future. Completing the details manually: Select the 'Check online' button. If I was to pay green slip for 6 months does that mean my rego would need to renew again in another 6 months time. To earn Qantas Points for business, a business must be a Qantas Business Rewards Member. Apprentice vehicle registration rebate. Most offer quotes online or over the phone. If the youngest driver is a learner driver, you are still. 10 years on and NRMA have not paid the family any CTP greenslip compensation claim, as the technicality of the accident is that "the driver had a heart attack" and therefore there was no negligence or driver at fault. A renewal notice can be generated up to 3 months earlier, by calling 13 77 88 or visiting a. Your NSW Green Slip is attached to the car’s registration. You can pay for your vehicle registration: online – with BPAY or credit card on the Service NSW website; in person – by credit card, debit card or EFTPOS at any service centre; phone – by credit card by calling our interactive voice response system on 1300 360 782 or speak to a customer service officer on 13 77 88 Your NSW Green Slip is attached to the car’s registration. Green Slips are different from other types of vehicle insurance, like Comprehensive Cover, because they only cover personal injury. trading as NRMA Car Loans, R. Do you need to get a CTP Green Slip and pay for your registration? We can help with a range of CTP Green Slip services in a branch, including:. However, under the 2017 green slip scheme and since 1 April 2023, drivers at fault can claim statutory benefits for up to 12 months. Business. The six insurers are AAMI, Allianz, GIO, QBE, NRMA Insurance, Youi. 4. Of course, driving an. You can choose to: pay online (with a Visa, MasterCard, or American Express), pay over the phone, pay at your nearest Australian Post Office – whatever works for you, or; use Eftpos to make a payment. Get a CTP insurance quote with us now. Call 1800 633 176 for claims inquiries in SA. com. NRMA Insurance is part of the Insurance Australia Group. They no longer accept Amex cards either by the automatic phone service or by the operator. The 6 green slip licenses are held by 5 big insurance groups: QBE, NRMA, Suncorp, RMIH and Allianz. Reply Paid 9871. One is the type of vehicle you drive, for example, whether it’s a sedan, a Ute or an SUV. You can receive Loyalty Discounts on certain other insurance products if you also have an NRMA Insurance greenslip. In the Tax Invoice area, click the button to request your tax invoice. CTP. Charging an electric vehicle. Make, change or cancel an emissions testing booking. The KFS has quick information about a policy, including events we cover and some conditions. You can pay for your CTP Green Slip: Online By calling us on 131 144 At your local branch By post (complete the payment slip on your policy certificate and send it to NRMA Insurance, Reply Paid 9871, Sydney NSW 2000) Renewal payments. ABN 11 000 016 722, trading as NRMA Insurance. Safety checks, inspections and vehicle changes. You can now choose to pay for your Membership with monthly direct debit. A more detailed comparison of NRMA Insurance. *. Our Friendly Staff are ready to take your call. This table will help you understand the key differences between QBE’s Comprehensive Car Insurance and Third Party Property Damage Car Insurance. A Green Slip covers costs like medical treatment and lost income for people who need it after they’re injured in a road accident. If you’re a QBE Motorcycle insurance policy holder, you can. NRMA's Roadside Assistance Free2go program. The more eligible policies you have and the longer you are with NRMA, the greater the discount. Check vehicles eligible for motor vehicle tax concession. The policy period 4. Must-have car insurance. com. In NSW, CTP insurance is known as a green slip but it is still exactly the same insurance. Unlike usual roadside assistance Free2Go offers personal cover for vehicles up to 3. Call 1300 365 354 or. For auto complete: Select the 'Check online' button. - Pay for policies with credit card or wallet options - Update your direct debit payment method with a variety of. NRMA Insurance is part of the Insurance Australia Group. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). If you are making payment with a Visa or Mastercard debit card, which also has an eftpos logo, your payment will be processed through eftpos. How long will it take for my payment details to be sent to Service NSW? Provided all the information matches with Service NSW's records, it can take up to an hour for your. The NSW government has said average green slip prices for Sydney drivers will be $553 next year, down from the average price of $710 paid this year. NRMA products for under-25s. com. For more information about our payment methods, please visit our payments page. 5 tonnes), motorbikes and trailers. If you’re in NSW, you can use PayPal to renew your CTP, Motor and Home policies and purchase new CTP, Motor and Home policies. Choose the level of cover you need and pay annually or monthly. CTP insurance doesn't cover damage to your car or any other cars. Car & property damages. The following tips will help you fill in Nrma Green Slip easily and quickly: Open the form in our feature-rich online editor by clicking Get form. As you are the registered owner of the vehicle the NRMA should be sending you a. Who we are; Our impact; NRMA Insurance app. Some answers really make a difference to the price of your green slip. With an online account, you can: Make, track and manage a home or car claim. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Choose from attractions, travel, shopping and lifestyle, automotive, food and dining, services, and much more. Once you’ve paid, we’ll send a Green Slip to the TfNSW. Draw your signature, type it, upload its image, or use your mobile device as a. The spokesperson did add, though, that NRMA Insurance does consider demerit points when determining CTP insurance premiums. qbe. 41 $531. You can also renew by calling us on 132 132, visiting one of our branches or your nearest Australia Post office. Renew or make payments. See more. States and territories manage CTP differently. Access your online account. After changing it to Comprehensive, it dropped from $720 to $420. Oh, ok. Comprehensive Plus CTP Green Slip Third Party Property Damage Third Party Fire & Theft. age of the vehicle. NRMA Insurance is part of the Insurance Australia Group. The NRMA Insurance Loyalty Discount offers between 5% and 25% off eligible insurance policies † depending on your entire Policy Count and Years of Relationship. NRMA paid her $10,000 for a broken pelvis, not up tp $300,000 as advertised for serious injury, with the NRMA CTP Green slip, "compulsory choice". Payments and Renewals. We can help with a range of CTP Green Slip services in a branch, including: Getting a new policy. CTP covers other drivers, passengers, riders, cyclists and pedestrians. Then you'll get to select which offer you'd like and continue enjoying all the benefits that come with your membership. Get an online quote for cars in NSW, QLD, TAS, ACT, WA, SA and NT. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. your email address. “Under the old scheme premiums reached a record high of $635 for the average NSW. Select 'Submit'. You can apply to Service NSW and your CTP insurer for refunds of these costs. For most people, you generally have a choice of either a 12-month policy or a 6-month policy. All this, along with improved and simpler navigation. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Complete your renewal slip on your policy certificate and post it to: NRMA Home Security. Complete our CTP cancellation form and email it to us at ctpaccountspayable@iag. Information about these test cases is available on the Insurance Council of Australia’s website. NRMA has the most extensive brand network and the largest market share, which was 28. Taxi. AAMI makes it easy to pay your CTP Insurance with convenient payment options. When making a BPAY payment you'll need the reference number, biller code and the amount due. In South Australia, Compulsory Third Party (CTP) insurance provides coverage under a Policy of Insurance. When you sell your car, the CTP Insurance or NSW Green Slip will be transferred to the new registered owner. Home insurance. Both calculators provide a price for 6 and 12 month greenslips from each of the six greenslip insurers, based on your vehicle and. Online and over the phone credit card payments will trigger an electronic NSW CTP Green Slip to Transport for New South Wales (TfNSW) within 1 hour. For instance, choosing an inexpensive car, installing a car alarm, immobiliser or tracking device, avoiding performance enhancing modifications, or taking a safer driver course. Any advice provided is general advice only and does not take into consideration your objectives, financial situation or needs. Something’s not right. Six insurers are licensed to issue greenslips in NSW. NRMA’s contact details are: Insurance Australia Limited (trading as NRMA Insurance) Telephone: 1800 032 220 Email: qldctp@iag. Other companies appear to sell greenslips but they act as agents for one of the six licensed insurers. "Business interruption claims. You can check the status of a registration any time for free on the Service NSW website. (Trailers and caravans do not need CTP insurance. Renew your Car Insurance Pay for a new policy Manage your monthly payments and more online. The Smith family were in a car accident 10 years ago. In addition to the small business stamp duty exemption, effective 1 January 2018, farmers and growers are no longer required to pay stamp duty on crop and livestock insurance. CTP doesn’t cover damage to vehicles or property. No online login required. Choose how you pay. Any excess applicable to the policy 8. My NRMA is a membership product that rewards members every day. Printing and scanning is no longer the best way to manage documents. But if the NRMA gave you a receipt number, which they are required by law to give you when you pay to confirm it has gone though and you have it written down you can fight the fines in. Oh, great! I ask what happened if I were to pay that, had an accident, and NRMA found out I wasn't a customer for 5 years and refuses to pay out! Second rep says no matter, first guy's mistake - NRMA will have to honour the quote. Phone. If you still can't make your payment, call us on 132 132 (8am–8pm AEST/AEDT, Mon–Fri) and we can talk about your options. Come in and pick up your Greenslip. To pay for your Green Slip more than 42 days before your registration's due, call us on 132 132 (7am–8pm) or visit your nearest branch. You can: NRMA paid her $10,000 for a broken pelvis, not up tp $300,000 as advertised for serious injury, with the NRMA CTP Green slip, "compulsory choice". eSafety inspections are performed at authorised inspection stations with the results electronically lodged with the Roads and Maritime Services (RMS). No excess to pay for glass damage repairs. CTP Green Slip reforms. 24/7 claims#. Compulsory Third Party (CTP) Insurance — often called Green Slip in NSW — helps drivers cover costs related to. If you're injured in a motor vehicle accident caused by a vehicle with an NRMA NSW CTP Green Slip, we can help you with your recovery and return to work. Read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) for full details, including limits, exclusions and conditions that apply. Select the 'Claim online' button. I just recieved my NRMA green slip renewal. support@enstargroup. NRMA Insurance is part of the Insurance Australia Group. By law, every green slip must offer the same cover. You’ll need: to ensure your details are up to date. This will be shown on your policy document. Pay over the counter at an Australia Post Office. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. How SA CTP works. If you're wanting to renew your vehicle's registration that has lapsed, you'll need to: Purchase a CTP Green Slip without the registration number listed. ** A CTP Green Slip counts towards your NRMA Insurance Loyalty Discount Policy Count, but you don’t receive an NRMA Insurance Loyalty Discount on the cost of your CTP Green. A greenslip is a legal requirement for all motor vehicles registered in NSW, except trailers, which are covered by the towing vehicle. Start and track your claims, get a new quote or retrieve saved quotes, update your details and make payments on the go. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). You'll need your credit card details and policy. BPAY. At-Fault Driver Cover was first offered under the old greenslip scheme. The NRMA Insurance Loyalty Discount offers between 5% and 25% off eligible insurance policies † depending on your entire Policy Count and Years of Relationship. Last yr i paid about $470. . "The product offered by NRMA Insurance is focused on offering a benefit to a larger number of drivers, rather than offering a larger benefit to a smaller number of drivers. Renewing online is simple, and you can pay via Visa, Mastercard or Paypal. Unfortunately even if you've paid for car hire cover, NRMA is normally pretty quick at assessing if the car is written off or repairable, so if the car is written off, the car hire cover isnt triggered because they're ready to pay you out. com. Sign it in a few clicks. 03. You can pay for your CTP Green Slip: Online; By calling us on 131 144; At your local branch; By post (complete the payment slip on your policy certificate and send it to NRMA. Renewals and payments. For CTP please call 13 46 46. Purchase tickets. Update your payment details. . For auto complete: Select the 'Check online' button. A. Step 2: Navigate to your documents - this is where you'll find a digital copy of all your renewal statements. Buying from an insurer. You’ll save money if you pay for the. Who we are; Our impact;. Even better, My NRMA helps you explore the best of what Australia has to offer and connects you to communities across the country to. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Now looking for another insurance provider. Go to the e-autograph solution to add an electronic signature to. Visit our website, call 13 77 88 or visit a service centre. * Book now > Get 15% off daily rates* Rent a vehicle from SIXT to save. Am I eligible for a 3 month NSW CTP Green Slip? Why does a NSW CTP Green Slip 6 month premium cost more than half of a 12 month premium? What can I pay for using. Check motor vehicle stamp duty. Compulsory Third Party (CTP) Insurance – known as a CTP Green Slip in NSW – is a policy to cover costs related to injuries caused in a motor vehicle accident. For more information. NRMA Car Insurance - CTP Green Slip (NSW) 2. Fax: (02) 9375 4583. Information about these test cases is available on the Insurance Council of Australia. This is covered by comprehensive car insurance. renew online. As long as you pay for both the CTP Green Slip Insurance and registration within 21 days of the due date, you can choose a 6 month term for the renewal of your CTP Green Slip. Draw your signature, type it, upload its image, or use your mobile device as a. To read what NRMA have…Join Australia's largest roadside assistance network from just $10. Compulsory Third Party (CTP) insurance (known as a Green Slip in New South Wales) is, as the name suggests, mandatory. Choose to pay online (with a Visa, MasterCard, or American Express), over the phone, or at your nearest Australia Post Office – whatever works for you. NSW motorists can now claim their CTP Green Slip refunds, here's how: mynr. 07 AM. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. You can arrange a time and location that suits you. Public transport. Get a Free Quote in less than 5 minutes and pay direct via Credit Card. ) For light vehicles, the CTP policy must be for 12 months and be issued by a NSW insurance provider. NRMA Insurance is part of the Insurance Australia Group. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Third parties who could claim against you include your passengers and other road users such as pedestrians. Find more information on other CTP green slip insurers: AAMI, Allianz, GIO, NRMA Insurance and Youi. 5% at Dec 2022. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Visit your local NRMA branch. 2. Edit your nrma green slip renewal online. How It Works Open form follow the instructions Easily sign the form with your finger Send filled & signed form or save nrma green slip rating ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★. 3. If you're injured in a motor vehicle accident caused by a vehicle with an NRMA NSW CTP Green Slip, we can help you with your recovery and return to work. Safe or instantly send you readiness documents. NRMA does not pay the death benefit as well. Renew and chooseyour online offer. Overall, the main thing to remember when it comes to the difference between CTP and Car Insurance is this: CTP insurance is for people. Other Ways to Pay Your NSW CTP Green Slip Renewal Other Ways to Pay Your Excess. It covers the cost of injuries caused by your vehicle to the people involved in an accident, including the driver (if the accident occurred in NSW). A more detailed comparison of AAMI and the AAMI green slip is on the Compare page. Check a vehicle registration. You can receive Loyalty Discounts on certain other insurance products if you also have an NRMA Insurance greenslip. Free2go gets young drivers off to a good start. could cost you up to $587 and 4 demerit points: mynr. ma/greenslip-refund*Motorserve Pty Ltd ABN 41 121 715 393, NSW license number MVRL43713, ACT license number 20000142 is an entity within the IAG Group and a related entity of Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance (IAL).